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Is it cheaper to buy a fund and open an account in a securities company or buy it online?
Securities companies buy funds at a lower rate than banks. Other children's fund companies, such as official website or third-party fund institutions, are cheaper and easier to use than banks.

Funds sold by banks usually have no preferential rates, which invisibly increases the cost of investors.

Securities companies are also traditional fund institutions. It can provide professional investment and financial services and give investors more reasonable suggestions. Moreover, there are many kinds of funds sold, especially for investors with stock accounts, they can buy and sell LOF funds in the secondary market through securities companies. Generally, there is a discount on the rate, with a maximum discount of 60%.

The disadvantage of purchasing funds through securities companies is that the trading time is limited, and it can only be traded from Monday to Friday (9:30 to 15: 00). I need to go to the outlets of securities companies for the first time, but the outlets of securities companies are much less than those of banks.