Generally speaking, banks have no right to freeze personal deposits, but when judicial organs or administrative law enforcement departments ask banks to help freeze personal deposits, banks should give assistance, and can freeze bank account deposits according to the notice of public security, procuratorial, legal and discipline inspection departments. Generally speaking, the court freezes deposits for six months at a time.
Specific legal provisions are as follows:
According to the provisions of the Civil Procedure Law of People's Republic of China (PRC), the person subjected to execution shall be notified.
Article 242 If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. From the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform.
When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.
Article 245 When the people's court seals up or distrains property, if the person subjected to execution is a citizen, it shall notify the person subjected to execution or his adult family members to be present; If the person subjected to execution is a legal person or other organization, it shall notify its legal representative or principal responsible person to be present. Those who refuse to be present will not affect the execution. If the person subjected to execution is a citizen, his work unit or the grassroots organization where his property is located shall send people to participate.
The executor must make a list of the seized or detained property, which shall be signed or sealed by the people present and handed over to the person subjected to execution. If the person subjected to execution is a citizen, he may also give a copy to his adult family members.
Article 246 The person subjected to execution may designate the person subjected to execution to be responsible for keeping the sealed-up property. The losses caused by the fault of the person subjected to execution shall be borne by the person subjected to execution.