1. Issuer: Bank wealth management products are issued by commercial banks, and private equity funds are issued by professional fund management companies or private equity fund managers.
2. Investment threshold: Generally speaking, the investment threshold of private equity funds is high, which usually requires investors to have certain financial strength and investment experience. The investment threshold of bank wealth management products is relatively low, and it is easier to reach ordinary investors.
3. Scope of investment: Private equity funds have a wider scope of investment, which can involve stocks, bonds, futures, foreign exchange and other asset classes; Bank wealth management products are usually mainly fixed-income products, such as bonds and money market instruments.
4. Risk and reward: Generally speaking, the risk and reward of private equity funds are relatively higher, because their investment scope is wider and more specialized; The risk and income of bank wealth management products are relatively low, which is more suitable for investors with low risk preference.
Generally speaking, private equity funds are more suitable for investors with certain financial strength and investment experience, while bank wealth management products are more suitable for ordinary investors to make relatively stable investments. Investors should weigh their risk tolerance and investment objectives when choosing.