Balance surplus is a standard money fund on Xiaoman Wealth Management APP (formerly Baidu Wealth Management), which is low-risk and suitable for conservative and above investors.

you can log in to xiaoman wealth management APP-> Financial TAB, you can see the surplus products. According to the regulatory requirements, the money fund product can enjoy a daily cumulative "quick redemption" amount of 1, yuan, and the redemption can be received in 2 minutes at the earliest. It will be transferred before 15: on the same day, and the income will be generated the next day (the legal holiday on the weekend will be postponed), and the income can be checked on the third day.