Alipay platform
Advantages: ① The operation is simple and easy to use, Alipay investment Xiaobai is very friendly, and the interface is simple and clear; ② Alipay platform can directly use the funds of Yu 'ebao without waiting for T+ 1, so it is very convenient to purchase and redeem; ③ The minimum purchase price is generally 10 yuan, which further lowers the investment threshold and is suitable for young users of Alipay platform.
Disadvantages: ① Many fund advertisements on the platform are uneven, and it is easy to lose money when investing in Xiaobai to buy rashly; ② Intra-day valuation is inaccurate every day, and there may be errors in fixed investment based on valuation; Behind the simple interface is not professional enough. Alipay does not support grouping, so it is difficult to manage funds and does not support super conversion. Obviously, I don't study Tian Tian Fund.
Fund software:
Advantages: ① Professional, detailed and comprehensive data, able to check the holder structure, tracking error of index funds, performance comparison with specific indexes, etc. To facilitate fund analysis and decision-making by fund holders; ② More varieties and more funds. As an established fund sales platform, it has more advantages than Alipay. ③ It has the functions of super conversion and quick redemption, and can directly purchase the fund portfolio.
Disadvantages: ① The information of Tian Tian Fund Network is complicated and the funds are dazzling, so it is difficult to get started; ② The minimum purchase price is generally 100 yuan, which is not friendly enough for some investors; (3) Super-transfer depends on platform activity treasure. Without money, it can't be super-transferred, and the user group of Tian Tian Fund Network is older than Alipay.
Of course, learning fund knowledge is more important than choosing fund sales platform. Investment funds are not simply bought in buy buy, but need systematic study, otherwise the money earned by luck will eventually be lost by strength.