Investment funds are different from investing in stocks. Because funds are suitable for long-term investment, the short-term effect is not obvious. Especially in the period when the stock market fluctuated and fell. Funds are not suitable for frequent entry and exit because the cost is higher than the cost of investing in stocks. It is more convenient to buy a fund, that is, you can take your ID card with you to which bank to open a fund account. Because at present, bank savings can't resist the risks of inflation and rising prices. Funds, especially stock funds, have higher returns and higher risks, but if you buy funds at a better time, the investment risk will be greatly reduced. Higher income. Long-term investment can enjoy the magical effect brought by compound interest. Generally, a fixed investment can be profitable for half a year. When the market is good, the income is high, and vice versa. I invested in the fund seven years ago, and I was quilted for a year and a half after buying it, but it has doubled today. This is just in time for the big market in 2007.