Provident fund deposits are based on a base, which means that the amount of provident fund deposits is related to the base. So how is the provident fund deposit base calculated?

The monthly payment base of the employee housing provident fund = the total salary of the employee in the previous year ÷ 12; the monthly payment amount of the employee housing provident fund = the monthly payment amount of the employee's personal housing provident fund + the monthly payment amount of the unit-subsidized housing provident fund; the monthly payment amount of the employee's personal housing provident fund

= monthly payment base of employee housing provident fund × employee housing provident fund payment ratio; monthly payment amount of unit-subsidized housing provident fund = monthly payment base of employee housing provident fund × unit housing provident fund payment ratio The monthly payment amount of employee housing provident fund shall be rounded to the nearest dollar

way to deal with it.

The monthly contribution amount of individual provident fund contributions is the employee's average monthly salary in the previous year multiplied by the employee's provident fund contribution ratio; the monthly contribution amount of the provident fund paid by the unit for employees is the employee's average monthly salary in the previous year multiplied by the employee's provident fund contribution ratio.

Unit provident fund contribution ratio.

The deposit ratio of units and individuals can be chosen between 5% and 12%. The individual deposit ratio should be equal to or higher than the unit deposit ratio.

According to regulations, the housing provident fund payment ratio for units and individuals is 5%-12% each. The specific payment ratio is chosen by units and individuals based on actual circumstances.

Each unit can only select one payment ratio, and the individual payment ratio should be equal to or higher than the unit payment ratio.

The deposit ratio shall be an integral multiple of 1%.

Therefore, some citizens report that the company's deposit ratio is lower than the individual's deposit ratio, which does not constitute a violation.

The housing provident fund payment base is determined based on the full amount of the employee's salary due at the end of the previous year, and is adjusted annually. In principle, the payment base should not exceed the average monthly salary of employees in the previous year published by the statistics department of the districted city where the employee works.

3 times.

The annual adjustment time will be notified in advance by the center.