Equity fund refers to a fund that mainly invests in stocks, and the stock investment accounts for no less than 60% of the net asset value. In fact, most of the money in this fund is used for stock trading. Compared with partial stock funds, bond funds refer to funds that mainly invest in bonds, and their bond investment accounts for no less than 80% of the net asset value. Compared with partial debt funds, partial stock funds have higher risks and expected annualized expected returns.
Partial stock funds mainly invest in stocks, and the expected annualized expected return is higher. When the fund manager encounters a good market or good performance, the annual expected annualized expected return can reach about 20%; But the risk is also great, and sometimes the expected annualized expected return may be negative after one year. There are some radical funds with high investment risks and expected annualized expected returns; There are also some stable funds, which may just eat dividends.
The biggest feature of the fund is that the fund manager has extensive information, large amount of funds and relatively high investment level. Compared with their own stock trading, the expected annualized expected return is relatively stable. If you encounter a bear market, the loss is relatively small; But once there is a big bull market, this expected annualized expected return will not be higher than your own stock market return. Therefore, when the stock market is in a period of shock, it is more suitable to buy partial stock funds.
For partial stock funds with higher expected annualized returns, it is recommended to adopt the fixed investment method. Long-term investment can not only share the cost, but also avoid the risk of short-term fluctuations. At the same time, this passive investment method saves worry and effort, and the transaction cost is low. This kind of fixed investment mode of partial stock funds is the best choice for us to pursue long-term expected annualized expected returns.