Is Fosun Prudential Life Insurance Company Reliable?
Reliable. As one of the leading insurance companies in China, Fosun Prudential Life Insurance Company has always won the trust of customers with its professional and reliable services. With strong financial strength and rich experience, the company is committed to providing customers with all-round insurance protection and wealth management services. At the same time, Fosun Prudential Life Insurance Company adheres to the business philosophy of "integrity, professionalism, innovation and * * * win-win" and always takes customers as the center and provides customers with personalized insurance solutions. Therefore, we can say that Fosun Prudential Life Insurance Company is a very trustworthy insurance company. Solvency is an important indicator to judge whether a company can be unreliable. The CBRC requires that the core solvency be not less than 60%, the comprehensive solvency not less than 100%, and the risk rating result not less than B. The latest solvency summary shows that the core solvency adequacy ratio of Fosun Prudential Insurance Company in the fourth quarter of 2023 is 136.5 1%, and the comprehensive solvency adequacy ratio is175. In the second quarter of 2023 and the third quarter of 2023, the comprehensive risk rating results were BB, which met the minimum regulatory requirements of the CBRC and also showed the company's current operating momentum. The insurance company's claims service is an important factor to reflect whether the insurance company is reliable. Fosun Prudential Insurance Company has a professional claims team and has been adhering to the principle of "selecting the best claims" to provide customers with a series of claims services, including claims consultation, claims guidance and claims application. As long as customers call the customer service hotline, they can enjoy professional claims service, and the time limit for claims is faster. For ordinary claims with complete information and no need for investigation, the company will check the claims within 3 working days from the date of receiving the complete application materials. For complex claims, the company generally conducts a verification within 20 days after receiving the complete application materials, and the longest time is no more than 30 days.