Is bank fund suitable for fixed investment?
There are also different types of funds in banks, which can be generally divided into: money funds, bond funds, index funds, stock funds, mixed funds, open-end funds, closed-end funds and so on. Generally speaking, funds with relatively high risks and large capital fluctuations are more suitable for fixed investment.
When choosing bank funds, we can consider choosing high-risk fund types, such as index funds, stock funds and hybrid funds. General fund details will indicate the type of fund, because this kind of fund has high risk and large fund fluctuation, which is more suitable for fixed investment to average the share.
Is it good to invest in a bank fund?
Whether the bank's fixed investment fund is good or not depends on the situation. If you choose a good fund to hold in the bank for a long time, you are more likely to make money, while if you choose a bad fund to hold for a long time, you will lose more and more.
When buying funds in banks, we should pay attention to the historical performance of past funds and refer to the situation in recent years. Although the past performance does not represent the future, it will still have certain reference significance. Secondly, we should choose a good fund manager, and try to choose someone who has worked for more than four years and is more experienced than the new fund manager. Secondly, it depends on how the fund manager manages the return rate of past funds, comprehensively selects good funds and holds them for a long time.