What are the benefits of buying a new fund?
1. Low price
The biggest advantage of new fund subscription is its cheapness. The net subscription value of the new fund is 1 yuan, which means we can buy a fund at the lowest cost. If you are optimistic about the good growth potential of this fund and the ability of the fund manager, it is still good.
2. The trend is relatively stable
There is a saying in the fund market that "the bull market buys the old and the bear market buys the new", because when the market environment is good, the new fund can't beat the old fund, and when the market environment is frustrated, the new fund is more resilient, and the most important thing is the shareholding ratio. When the subscription period of the new fund expires, it will enter a closed period, usually 3 to 6 months. Closed period means that the fund manager realizes the investment strategy. When opening positions, stock positions are generally not very high during this period. The allocation ratio of stocks is the biggest influencing factor of fund risk. When the market falls, the new fund is more flexible and stable because of its low shareholding ratio.
Many investors believe that the growth potential of the new fund is also its advantage. This answer is not accurate. The low net value of the fund does not mean that there is growth potential in the future. Whether the fund has growth potential depends on its operating conditions. Moreover, unlike stocks, the net value of funds is not capped. Even if the net value of the fund is high, it may continue to rise. This depends on the management ability of the fund manager.
In addition, judging the potential of a fund requires investors to have a more professional vision. For an investor, buying a new foundation increases his own risk. Therefore, it is suggested that Xiaobai lay a good foundation, learn more about the fund and improve his professional ability.