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How does the company handle five insurances and one gold for employees?
All kinds of enterprises and institutions that implement enterprise management shall, in accordance with the principle of territorial management, go through the registration formalities of social endowment insurance at the social insurance agency under the jurisdiction of the tax payment place.

The newly established unit shall go through the registration formalities within 1 month from the date of approval of the establishment of the unit, and the insured unit must go through the social insurance formalities for all personnel (except retirees) who have a factual labor relationship with it. ?

"Social Insurance Registration Form" and "List of Changes in the Number of Employees" (in duplicate) shall be collected from the social insurance agency under its jurisdiction. ?

The relevant documents are as follows: (1)? Business license (copy) of the enterprise or other business opening or business opening approval certificate; ? (2)? People's Republic of China (PRC) organization code certificate; ? (3) local tax registration certificate; ? (4) if the nature of the unit cannot be clearly defined in the relevant documents, the private enterprise shall submit relevant materials that can prove its private nature? (5) The institution shall attach the relevant documents approving the establishment of the institution. ? (6) The resident office shall be attached with the letter of authorization from the head office or the head office. ?

Social insurance registration form "tax number": the column number of "tax word such as 420 103748300492" in the tax registration certificate. "Industrial and Commercial Registration Permit Information": Units (such as various enterprises) that need industrial and commercial registration and obtain industrial and commercial licenses should fill in this column, but do not fill in the column of "Approval of Establishment Information". "Information on approval of establishment": units (such as organs, institutions, social organizations, etc. If it is established without industrial and commercial registration, this column should be filled in, and the column of "industrial and commercial registration permission information" should not be filled in.

List of changes of on-the-job employees: Name, gender, date of birth and personal account shall be filled in strictly according to the information on the ID card. Proportion of enterprise and individual contributions: individual contributions of migrant workers from state-owned enterprises, collective enterprises, foreign-funded enterprises and private enterprises; Personal contributions to pay personal contributions; Pension insurance 22% 7% 20% 7% 13% 7% note: go to the social insurance agency under its jurisdiction before the 20th of each month?

The registration procedures for housing provident fund deposit are as follows: go to the fund management center of the local finance bureau for deposit registration, fill in the Registration Form for Housing Provident Fund Deposit, and the fund management center will review the applicant and designate the housing provident fund handling bank as required. Relevant documents that must be attached for the registration of housing provident fund deposit: 1, copy and photocopy of enterprise business license, and original and photocopy of approval letter for the establishment of administrative institutions and other institutions; 2. The original and photocopy of the legal person code certificate; 3. The original and photocopy of the national tax registration certificate. First, banks set up housing provident fund unit accounts and employee personal accounts with this form; After the establishment of the provident fund account, submit a deposit form and remittance slip of employee housing provident fund to the provident fund handling bank every month. ?

2. The unit pays the housing accumulation fund for newly hired or transferred employees, and the procedures are as follows:? Newly hired employees or newly transferred or transferred employees shall, within 30 days from the date of use, go through the formalities for establishing employee housing provident fund accounts at the entrusted bank, and at the same time handle account transfer for employees who have established individual housing provident fund accounts. ?

Three. The approved deposit ratio of housing provident fund is: 10% of the total monthly salary of employees. (5% for the unit and 5% for the individual employees.

4. If the name and address of the unit that paid the housing provident fund change, the procedures are as follows:? Where the name and address of the unit are changed, the original unit shall, within 30 days from the date of change, go through the relevant formalities at the entrusted bank with the Registration Form for Change of Deposit of Unit Housing Provident Fund audited by the Fund Management Center of the Municipal Housing Reform Commission. ?

Verb (abbreviation of verb) If the unit that paid the housing provident fund is revoked, bankrupt or dissolved, the procedures are as follows: If the unit is revoked, bankrupt or dissolved, it shall hold relevant supporting documents within 30 days from the date of the above situation.

The original unit or liquidation organization shall go to the fund management center of the Municipal Housing Reform Commission for cancellation of registration, and within 20 days from the date of completion of the cancellation of registration, go to the entrusted bank to handle the transfer or centralized storage procedures of the housing provident fund account for the employees of the unit with the "Registration Form for Cancellation of the Unit Housing Provident Fund Account" audited by the fund management center of the Municipal Housing Reform Commission.

Extended data:

Payment ratio

endowment insurance

1, the average monthly salary of employees in the year above the individual contribution is the base (the minimum number is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%.

The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

medical insurance

Taking Beijing as an example, the proportion of medical insurance payment (at least 60% of the salary of employees in this city in the previous year): unit 10%, individual 2%+3 yuan;

unemployment insurance

Unit 1%, individual 0.2%;

employment injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

maternity insurance

Payment ratio: 0.8% of the unit, and individuals do not pay.

Public accumulation fund

Taking Beijing as an example, the proportion of provident fund deposit: according to the actual situation of enterprises, choose the proportion of housing provident fund deposit. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Since the second half of 2009, Beijing has uniformly stipulated that all employers should pay housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Calculation method

Taking the pension in social security as an example, the calculation formula of basic pension is as follows:

Basic pension = basic pension+personal account pension+transitional pension = the average monthly salary of employees in the whole city in the previous year before retirement ×20% (the payment period is insufficient 15 is 15%)+ personal account principal and interest and indexed monthly average payment salary ×1payment period before the end of 997 ×

1, basic pension for enterprise employees = basic pension+personal account pension+transitional pension = average monthly salary of employees in the whole city in the previous year before retirement ×20% (15 if the payment period is less than 15)+ personal account principal and interest and indexed monthly average payment salary × 65448.

2. "Newcomer" basic pension = basic pension+personal account pension. The basic pension is calculated and paid according to 20% of the average monthly salary of employees in this city in the previous year when I retire, and the personal account pension is calculated and paid according to the amount stored in my account divided by 120.

Note: Due to objective reasons, the calculation standards of some cities in China may be different.

References:

Baidu encyclopedia-social security payment ratio