From July, 20265438 1 day, the base of employee housing provident fund in Qingdao will be adjusted to the average monthly salary of employees in 2020. The upper limit of the base is three times the average monthly salary of employees in non-private units in Qingdao in 2020, and the lower limit of the base is determined according to the average monthly minimum wage in Qingdao in the previous year. The contribution rates of units and employees shall be no less than 5% and no more than 12% respectively. After adjustment, the upper limit of the monthly contribution of the unit and employee housing provident fund is 3 180 yuan respectively, an increase of 222 yuan or 7.5% over the previous year; The lower limit of monthly deposit is Shinan District, Shibei District, Huangdao District, Laoshan District, Licang District, Chengyang District and Jimo District respectively, and jiaozhou city, pingdu city and Laixi City are 87 yuan.
Legal basis:
Regulations on the administration of housing provident fund
Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.
The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.
The risk of housing provident fund loans shall be borne by the housing provident fund management center.
From July, 20265438 to July, 20265438, the base of Qingdao employee housing provident fund deposit was adjusted to the average monthly salary of employees in 2020. The upper limit of the base is 3 times of the average monthly salary of employees in urban non-private units in 2020, and the lower limit of the base is determined according to the monthly average minimum wage standard of this city in the previous year. The deposit ratio of units and employees should not be less than 5. After adjustment, the upper limit of the monthly contribution of the unit and employee housing provident fund is 3 180 yuan respectively, an increase of 222 yuan or 7.5% over the previous year; The lower limit of monthly deposit is Shinan District, Shibei District, Huangdao District, Laoshan District, Licang District, Chengyang District and Jimo District respectively, and jiaozhou city, pingdu city and Laixi City are 87 yuan.