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Why will your fund lose money if it is fixed? Is it really safe?
The fixed investment of the fund is usually called lazy financial management, which is the first investment object chosen by the fund whites. However, many white people strictly enforce investment discipline after participating in the fund's fixed investment, but they still lose a lot. So, is the fund's fixed investment safe? Is the risk of fund fixed investment high? What magic does it have that makes many white people love it so much?

1. Is it safe for the fund to invest?

Is the fund's fixed investment safe? The purpose of fixed investment is to help investors reduce investment risks, which is relatively safe compared with other investment methods. Because the fixed investment of the fund is fixed for a fixed period of time, it will not affect its own operation because of the rise or fall of the market, thus helping investors avoid the risk of inaccurate judgment of the market, and finally allowing investors to obtain more average expected returns.

Simply put, the fixed investment of the fund can enable investors to achieve the following goals:

1、

Average cost, the capital is invested in stages, and the cost will be diluted after long-term investment;

2、

It is not completely accurate to diversify risks, market fluctuations or buying prices, and the fixed investment of funds can diversify the risk of misjudgment;

3、

When compound interest is generated, the expected income generated by the principal will be added to the principal, thus achieving the compound interest effect. The longer the time, the more obvious the effect.

therefore

"Is the fund's fixed investment safe?" Compared with many other investment methods, it is relatively safe.

Second, is the risk of the fund's fixed investment great?

Is the risk of fund fixed investment high? Why do some investors insist on investing for several years and still lose money? For this question, I want you to know the reasons for some investors' losses first.

As we all know, the fixed investment of funds is a long-term investment method, and the cycle of fixed investment of funds in China is generally in

Five to seven years. Therefore, for different investors, your admission opportunities are definitely different, which leads to the different cost of holding positions at the beginning. Most investors lose money for the following reasons:

1, AG is low.

Third,

For example, some investors

Admission is at 5000, and then the market falls all the way to 2000, during which there will definitely be losses. At this time, if you play at a low level, is it risky for the fund to vote? The answer can be imagined, but it is only a matter of time before we continue to insist and increase investment at a low level.

2, too rigid, wrong thinking

Because from the beginning, I thought that the fixed investment of the fund was a kind of thoughtless lazy investment, so I would not operate flexibly and change randomly. For example, you have a big market in your heart.

Below 3000 points is a very safe area, so after the market falls to this range, should we increase investment? And the market has reached more than 5000 points, and the market may be risky. Should you stop as soon as possible?

The fixed investment of the fund is usually to take profit without stop loss. Why?

? Because at the time of loss, you can get more fund shares with the same funds and earn the difference after the market picks up; Take profit is to stay in the bag, because the purpose of participating in the fund's fixed investment is to make money, not to make rigid time deposits.

Is the fund's fixed investment safe? Is the risk of fund fixed investment high? Did you get all the answers? Since we have chosen a protracted war, we must have a peaceful mind.