Knowing before buying a fund will reduce the possibility of loss and increase the possibility of making money. What suggestions do people who buy a fund have? What knowledge do you need to know to buy a fund? The following small series brings the knowledge you need to know to buy a fund. Everyone should like this article.
Advice 1: don't chase after the ups and downs.
Many investors always like to chase up and down when buying funds. For example, buying a fund depends on the ranking of the fund and which fund to buy if the increase is high. In fact, this is not good, and it belongs to chasing up.
Suppose that before investors buy, the return of the fund is very high. When the fund has been rising for a period of time and the increase is relatively high, investors will buy it, and the fund will start to pull back, always falling more and rising less, then the principal will be lost. When investors hold it for a period of time and feel that the losses are serious, they will redeem it. This situation is chasing up and killing down.
Recommendation 2: The more funds you hold, the better.
Some investors think that they can't put eggs in one basket, so they buy more than a dozen funds. When buying these funds, it is possible to buy the same type of funds, or the same sector of funds, and the fund's awkward stocks are similar.
Therefore, in fact, there is still no diversification of risks, and it is still possible to have the same rise and fall. If you buy too many funds, it is easier to distract investors. When you buy a fund, the more the better, but you should allocate a reasonable fund type, generally within five, so that investors can manage the fund well.
Recommendation 3: Not all funds are suitable for fixed investment.
The fixed fund investment is a fixed subscription on a regular basis, which averages the risks to a certain extent. Because the fixed fund investment belongs to batch admission, it can achieve the effect of sharing the cost equally, so it is easier to produce the smile curve effect. However, it should be noted that not all funds are suitable for fixed fund investment.
For example, the risk of money fund is very small, which is not suitable for fixed investment of the fund. It is difficult to achieve the smile curve effect, which is more suitable for one-time purchase. The fluctuation of the money fund is relatively small, and there is no advantage in the fixed investment of the fund. For some relatively high-risk stock funds, hybrid funds and index funds, it is more suitable for the fixed investment of funds, because such funds fluctuate greatly and it is easier to achieve the smile curve effect.
Can I sell stocks on the day of jiacang?
The position control of the stock is helpful to whether the stock can make a profit or lose less. When you want to open a position in a falling market, you can consider adding positions in proportion, such as 20%-30%-50%, or according to the ratio of 10%-20%-30%-40%. For chasing stocks, you can add positions in reverse, that is, start to invest more and then gradually reduce positions, and add positions according to the ratio of 532 or 432 1.
Can all the stocks be sold on the day of jiacang? The part of jiacang cannot be sold on the same day, but the part that has been held before can be sold. The trading principle of stock investment is T+ 1, that is to say, the stocks bought on the same day will not be sold until at least the second trading day.