Compared with purchasing funds alone, portfolio investment has the following advantages:
1, in terms of risk.
Investors don't buy a few funds at will, but combine multiple funds according to different characteristics such as fund type or performance. Quantify and spread risks through a reasonable fund portfolio.
2. As far as income is concerned
In terms of income, compared with one-time funds, the funds bought in combination are relatively stable.
Not all funds can be combined. Investors should carefully consider the changes of individual funds and market conditions before making portfolio purchases, and then make a reasonable portfolio.
For example, when stocks generally rise, investors can increase the proportion of equity funds in the portfolio and appropriately reduce the proportion of bond funds and monetary funds; In the bear market, increase money funds and bond funds, and appropriately reduce stock funds to prevent risks.
Ping An Bank sells a variety of funds on a commission basis, and the regulations of each fund are different. You can log in to Ping An Pocket Bank APP- Home-More-Funds and search for the corresponding fund name to understand.
Tips:
① The above instructions are for reference only and do not make any suggestions. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;
(2) There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.
Reply time: 2021-11-09. Please refer to the latest business changes announced by Ping An Bank in official website.