2. The interest of Yu 'ebao is usually the so-called income. The interest of Yu 'ebao is daily, and the interest of the same amount is different every day. For example, the annualized rate of return of Yu 'ebao in April 2009 was 2.308% at 2065438+2 1 day. If you want to know the amount of income, you can pay attention to its changes every day. The calculation formula of Yu 'ebao's income: income = (confirmed amount/10000)× ten thousand income of the day; After the user transfers money, he will pay it on time every day after generating income. The income generated by Yu 'ebao can continue to enjoy the income, and Yu 'ebao's wealth management is equivalent to a kind of compound interest. The main investment directions of Yu 'ebao are government bonds, bills, large deposits and short-term bonds. It is a stable product in investment and wealth management products.
1. Yu 'ebao is a balance appreciation service and demand fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao. Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. At present, Yu 'ebao is still the largest monetary fund in China. 2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.
2. Yu 'ebao: Like a bank demand deposit, you can take it with you, but the difference is that Yu 'ebao has higher interest than a bank demand deposit, and the interest is settled on a daily basis. Yu: Similar to Yu 'ebao, the difference is that Yu's customer base is mainly Tmall and Taobao market enterprises, and sellers can use it in the seller center, while Yu 'ebao is mainly invested by Taobao buyers and friends with spare money. At present, I can only invest in the online merchant bank launched by Ma Yun, and I can't use it in Alipay. In addition, Yu 'ebao can be directly consumed or directly repaid. I need to transfer the balance to Alipay, or bind the bank card to spend. If some online merchant banks open cards, they can spend.