After Mei Xin withdrew from each other, Ant Financial upgraded Mutual Treasure, stipulating that if new and old users join before 20 18, the expenses involved before 20 19 1 will be borne by Ant Financial, and users need not pay.
Mutual treasure is a serious illness mutual aid program launched on Alipay App on October 6, 20 18+ 18. It is the largest mutual aid community in the world. According to the concept of "one person gets sick and everyone shares", eligible members who encounter serious diseases (99 kinds of serious diseases+malignant tumors+specific rare diseases) after joining can apply for 300,000 yuan or 65,438+.
If the members participating in the mutual aid program want to apply for mutual aid, they need to submit relevant materials (including identity documents, disease diagnosis, etc. ), the case was publicized after investigation and review by the platform. After approval, all members of the mutual aid plan will share mutual aid. On February 28th, 2002112, Hubao announced that it would stop running from 24: 00 on October 28th, 2022.
Main features:
1. Mutual assistance, universal benefit, low threshold.
Mutual treasure is a critical illness protection service that you or your family can join. It does not conflict with social security and medical insurance, and can be superimposed. There is no need for invoice reimbursement, and you can apply for mutual aid in one lump sum after the first visit.
Low threshold: enjoy protection before sharing, and you can add family members.
High quota: up to 300,000 mutual fund guarantee.
Everyone's burden: if one person is sick, everyone will share.
Full coverage: 99 kinds of serious diseases+malignant tumors+specific rare diseases are guaranteed by the mutual aid program for serious diseases.
2. Openness, transparency and security
Four Principles of Mutual Assistance: In order to ensure the safe, stable and sustainable operation of the plan, mutual assistance has established four principles of mutual assistance: real-name registration system registration, no fund pool, full risk control, openness and transparency.
Real-name registration system: The mutual aid platform should use technology and rules to ensure the truth of identity and save the truth, and the truth should become the lifeline of the mutual aid platform.
No fund pool: before the rescue, any fund precipitation should be vigilant and eliminated.
Full-process risk control: from access, investigation to publicity, full-process risk control, using technology to prevent fraud, and using rules to stimulate goodwill.
Openness and transparency: mutual aid platforms should adhere to the transparency of rules, processes and results, and consciously accept public and industry supervision.