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What financial products does Alipay have?
There is a wealth management column in Alipay, and the products in the wealth management column are very rich, which can basically cover all aspects of our ordinary people's daily life investment, from basic investment and wealth management to insurance planning.

yu ebao

Yu 'ebao can be said to be the first wealth management product that everyone contacted Alipay. Yu 'ebao is a monetary fund product, which can transfer Alipay balance or bank card funds to Yu 'ebao. Yu 'ebao can be said to be almost guaranteed financial management, with an average annualized income of 2% to 2.5% in seven days.

wealth management products

The menu of wealth management products is basically bond funds, short-term bonds held within 3 months and bond funds with flexible redemption. Bond funds are low-risk and suitable for stable investors, with an average annualized rate of return of less than 6%.

fund

The fund menu covers all kinds of open-end funds, including money funds, bond funds, index funds, hybrid funds, stock funds and so on. The types of funds in Alipay can be said to be very complete, much more than ordinary banks or brokers, which can basically meet the capital allocation needs of various investors.

golden

There are physical gold and gold fund products in the gold menu, including three gold funds: Huaan Gold, Bosera Gold and Yifangda Gold. The lowest price is 1 yuan, and the subscription rate is 0. Trading rules are the same as ordinary open-end funds.

stock

Although Alipay has a stock menu, it does not provide stock account opening and stock trading operations, but only provides users with stock market inquiry or stock simulation trading. You can also guess the ups and downs of the market and get Alipay points.

Brokerage financing

There are not many kinds of financial products of securities firms, including bond funds and financial planning products of securities firms, mainly bond funds.

insurance

Insurance is also a part of our financial planning, including medical insurance, accident insurance and critical illness insurance, as well as education funds and pension products.

pension

Pension products include pension investment and pension security. Pension investment is mainly pension theme fund, and pension insurance is a universal insurance product.

Help you vote.

A fund investment product can realize real financial management on behalf of customers and help you configure fund products.

All kinds of wealth management products in Alipay are sold through formal channels with high security.