Submitting the redemption process needs to be confirmed on the second working day, and the amount transfer needs to be completed within 3-5 working days after confirmation. It will be transferred to Yu 'ebao account by default. If Yu 'ebao is not enabled, it will be transferred to the wealth management account. Therefore, if there is a plan to use this money, it is best to submit the redemption operation 10 working days in advance.