It is possible that wealth management may not be paid, and the institution that issues wealth management may also go bankrupt. The fund faces the risk of liquidation, and the fund company may go bankrupt.

When investing in wealth management and funds, investors can choose suitable products according to their risk tolerance. Investors with low risk tolerance can choose financial management, money funds and bond funds with risk level of R2 or below to invest. Investors with high risk tolerance can choose to invest in wealth management, hybrid funds, stock funds and index funds with a risk level of R3 or above.