Guo Fu Money Wallet is a monetary fund, which can be found on WeChat Finance. The expected return of this fund in the past seven days is relatively average. So, are the wallets of rich countries risky? The following is a brief analysis, please see below.

Is it risky to have money in your wallet?

1. What is the principal risk?

The risk rating of the rich wallet is low risk. As a money fund, it rarely loses money, so the principal is relatively safe. Historically, the Monetary Fund has never lost money.

At one time, the expected income of ten thousand shares of a money fund fell to a negative value, but even so, it only lost the expected income of one day, which did not have much impact on the principal. Therefore, the principal risk of rich wallets in rich countries is very small.

Second, look at risks from the perspective of investment scope.

The investment scope of money funds is fixed expected income assets with good liquidity, such as short-term government bonds, central bank bills, commercial bills, certificates of deposit and so on. In the rich wallet, nearly half of the positions are bonds issued by banks or governments, with low default risk and high principal security, and most of the rest are bank deposits, so the product risk is lower.

Third, look at risks from historical performance.

Guo Fu Rich Wallet was established in 20 14 with a capital scale of about 34.8 billion. In the course of fund operation in recent years, Guo Fu Guo Fu wallet has not lost money, but the expected income has shrunk.

In the past 1 year, the expected income of Guo Fu rich wallet ranked 124 among 646 similar funds, which performed relatively well. Judging from the historical performance, the risk is still very low.

Based on the above analysis, it can be seen that the wallet risk of the rich is low, so investors need not worry too much. Warm reminder, financial management is risky and investment needs to be cautious.