1. The shares of all shareholders of Suning Bank are under custody, and changes in shareholders' business will not affect Suning Bank. In addition, the state has regulations that bank deposits are guaranteed by deposit insurance, and the security is no problem. Besides, Suning.cn is a listed company, so it is impossible to close it. It has been reported in the market that Ali and state-owned assets will become shareholders.
2. In China, all nationally recognized banks are safe in theory. I remember that once a credit cooperative closed down, and the state asked ICBC to pay off all the depositors' funds. According to the regulations, it's not safe. All banks have deposits with the People's Bank of China. This deposit is used by depositors to settle the principal when the bank goes bankrupt.
Supplementary information:
1. Suning Bank is a bank jointly funded by Suning Shangyun Group Co., Ltd. and Sunrise Oriental Solar Co., Ltd., with a registered capital of 4 billion yuan.
2.2065438+In September 2003, the names of nine private banks, including Suning Bank, were approved by the State Administration for Industry and Commerce. On June, 2065438+July 15, the pace of private enterprises entering private banks went further.
3. The "Landing of Domestic Letter of Credit Business Based on Blockchain Technology" declared by Suning Bank stood out and was selected as "20 17 Top Ten Influential Events of Jiangsu Banking Innovation Service".
Extended data:
1. According to the Deposit Insurance Ordinance, we will provide a clear institutional guarantee for the public's deposit safety by legislation. The "Regulations" clearly set up a special deposit insurance fund to ensure a reliable source of funds. When there are problems in the operation of individual financial institutions, the deposit insurance fund will be used in time to compensate depositors in accordance with regulations to protect the rights and interests of depositors.
2. Deposit insurance is to improve and strengthen the existing financial safety net. Generally speaking, a perfect financial safety net consists of three parts: the lender of last resort function of the central bank, prudential supervision and deposit insurance system.
3. The deposit insurance system is an important measure to protect the rights and interests of depositors. In order to fully protect the rights and interests of depositors, ensure the fairness and rationality of the deposit insurance system and promote fair competition in the banking industry, deposit insurance will cover all deposit-taking financial institutions, including commercial banks (including foreign-funded corporate banks), rural cooperative banks and rural credit cooperatives established in China according to law, and all eligible deposit-taking financial institutions should participate in deposit insurance.