I bought a three-year fixed investment fund and invested in 500 yuan every month. Now my net worth is 0.97. If the net value is around 1.9 after three years, how much can you earn? If the net value of the previous two years I want to invest in the fund for 3 years, every month in 500 yuan. At present, the net fund value is 0.97, but it is only assumed that the net fund value will be 1.90 after 3 years. But if you can't determine the trend and trend of net worth during the three-year period, it is difficult to guarantee that you will make money after three years. Because of the monthly investment in 500 yuan, the net value of the fund is directly related to the ultimate holding cost of the fund. Although it seems that the net value of the fund has doubled after three years, if the net value has been running above 1.9 for three years, it may only be meager profit or loss after three years.

This shows that it is unwise to determine the fixed investment period of three years too rigidly. The longer this period, the more money you will make. The fixed investment of the fund is only one of the ways to invest in the fund. Over time, the next investment fund can be accumulated, but it can not directly bring benefits, nor can it effectively reduce the cost of holding the fund. Moreover, since it can be predicted that the net value of the fund will double in three years, it should be invested in one time now, so that the income is the highest.