the cloud certificate PIN code is the bank payment password. The initial password of online banking is set by an individual. After opening online banking at the bank counter, you log in to online banking for the first time. There are also some banks that provide you with an initial password and modify it yourself. When the amount is to be withdrawn, cloud hosting will start to calculate and finally integrate it. During this period, you are required to enter the password at that time, and it is really your own operation before the withdrawal can be successful.

institutional nature

rural credit cooperatives are banking financial institutions, which are also called deposit institutions and deposit currency banks. Their similarities are that they take deposits as their main liabilities, issue loans as their main assets, handle transfer and settlement as their main intermediary business, and directly participate in the process of creating deposit currency.

rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions with mutual assistance as the main purpose, which are called "credit cooperatives" for the purpose of mutual assistance and self-help, and carry out deposit and loan business among members. The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy.

due to the seasonal, scattered, small and small-scale characteristics of agricultural producers and small commodity producers, it is difficult for small producers and farmers to get the support of bank loans, but objectively, the development of production and circulation must solve the problem of insufficient capital, so this kind of mutual aid and self-help credit organization established by paying shares and deposits has emerged.

rural credit cooperatives are cooperative financial organizations composed of farmers' shares, which implement democratic management and mainly serve the shareholders. They are legal financial institutions established with the approval of the People's Bank of China.

Rural credit cooperatives are an important part of China's financial system. Their main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. At the same time, organize and adjust rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and limit and crack down on usury.