Because you have to pay for the fund, you have to pay a certain fee when you redeem it. In general, the subscription fee paid when subscribing for a newly issued fund is 1.2%, and if it is not a new fund, it is generally 1.5%. At the time of redemption, both the new fund and the old fund have to pay a redemption fee of 0.5%. If you buy a fund for more than two years or more, there is generally no redemption fee.