1, the new fund takes a long time to open positions.
After the establishment of the fund, the fund manager will use the raised funds to open positions by buying stocks. It will take a certain time for the new fund to open positions, ranging from one to two weeks to several months.
Some investors have found that some index funds have relatively large tracking errors when they were first established, and there is also a big gap between performance and index, which is the reason.
Therefore, for novice investors, it is generally recommended to wait for the fund to open a position before considering whether to allocate it. After the establishment of the fund, the quarterly report will be released through the fund company official website, and investors can judge whether the fund's opening of positions has been completed through the quarterly report.
In addition, during the opening hours of the fund, fund investors cannot apply for redemption, so the liquidity of gold will also be affected.
2. The subscription fee for new funds is high.
During the subscription period, a certain percentage of subscription fee is required to subscribe for new funds, which is generally between 1%.
Although the subscription fee is also charged after the fund is open for subscription, both fund companies, banks and third-party consignment platforms have certain discounts on the subscription fee of the fund, which is generally 10% off, and the subscription fee after the discount is between.
3. There is little reference information about the performance of the new fund.
The reference data of the new fund in terms of historical performance, maximum income and maximum retracement are very few, and novice investors often cannot accurately judge whether the fund is worth buying.
The above content about why we don't recommend buying a new fund, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.