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With 5 million cash in hand, how can financial management achieve 10% annual income?
You can buy a private equity fund to achieve an annualized interest rate of more than 10%. The general annualized interest rate in Public Offering of Fund is above 10%~ 15%. Just buying Public Offering of Fund depends on the market. If this stock market crash happens, then the annual income may be negative, of course, this situation is relatively rare. Under normal circumstances, 5 million yuan can buy private equity funds, and the purchase threshold between private equity funds is above 6,543,800 yuan of working capital. Some outstanding companies of private equity funds have an annualized rate of return of 20%~30%, which is considerable. However, the purchase of private equity funds also has a problem, that is, it is temporarily inaccessible. For example, private equity funds cannot be used for other operations such as adding positions, reducing positions or selling within one year.

The normal way of financial management is that the annualized interest rate is difficult to reach more than 10%, and the interest rate of bank time deposits has also decreased recently. The interest rate of wealth management products will not exceed the upper limit of 10%, and the closest interest rate to 10% is to buy trust products. Of course, it depends on which trust product has the highest interest rate. Generally speaking, it also has this purchase threshold when purchasing trust products, and 5 million yuan can meet this purchase threshold. At this time, you can choose some better trust products.

The annualized interest rate of trust products is generally in the range of 7%~9%, but this annualized interest rate is not a very certain range. If you buy different trust products, you will get different returns at this interest rate. Generally speaking, it is more reliable to buy trust products if you want to choose a safe way to obtain annualized income above 10. Even if this annualized interest rate cannot be reached, it is infinitely close to the annualized interest rate of 10%. If you can take risks, you can buy private equity funds. Generally speaking, the annualized interest rate brought by private equity funds is relatively high, and 20%~30% is only the most common annualized interest rate. Some powerful private equity funds have basically increased by more than a few hundred points in the past year, which needs to be judged according to individual risk tolerance.