1. What does medical insurance pooling fund payment mean? Medical insurance is composed of individual accounts and pooling accounts. The pooling fund payment means that relevant expenses are paid out of the unified pooling account.

A small part of the medical insurance premiums goes into individual accounts for the insured to purchase medicines on weekdays; the other part goes into the overall account. The overall fund is composed of payments from all units, so the fund in the unified account is

Disbursements will be made to insured persons who need benefits.

Medical insurance coordinated diseases are special transfers and cannot be misappropriated by units or individuals. They are generally used for medical expenses related to hospitalization of insured persons, emergency rescue in non-designated hospitals, and relocation in other places.

2. Is there an upper limit for the payment of the medical insurance pooling fund? There is an upper limit; after all, the payment of the medical insurance pooling fund must be used by all insured persons in need. When all individuals need to use it, a certain amount will generally be set. In principle, it needs to be controlled within the local area.

About 4 times the average annual salary of employees.

It should be noted that although the medical insurance pooling fund can be used to pay for medical expenses, the medical insurance pooling fund will not bear all the expenses above the minimum payment standard and within the limit, and individuals also need to pay part of the expenses.