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1. Conduct risk assessment for yourself,

2. According to your own risk level, choose the financial management method that suits you.

Bank time deposit, Yu 'ebao, bank financing, index fund fixed investment. I think a few of them are very useful.

65,438+0,000 yuan is still difficult to lay eggs, and you can still eat a few eggs after planning.

1.2000 "gear"

This 2000 yuan is used as the start-up capital for your stall. You can buy things online or in the wholesale market. You can try to sell it for a few hundred dollars first, and then add some investment when the market is good. This 2000 yuan will be used as the capital flow of the stall. Small stalls will improve your economy to a certain extent, without losing money. What you buy only means that the sales period is longer, but you won't lose money, and the probability of losing money. Today, you find that your income is very good, so invest all the rest of your money.

2.4000 "Stock"

There are many bull stocks now. Find a trustworthy and reliable friend to stock, learn from him, and then put your 4000 yuan into it to earn more. I bought 4000 yuan last week, but this week it has become 8000 yuan. My friend bought 40 thousand last week, and this week it fell to more than 20 thousand. The risk is prudent.

3.4000 "Fund"

It is still good to buy a better fund. Although the income is relatively low, it is still stable. This will help you make ends meet.

Save it.

Deposit it in AliPay, and exchange your pass for interest. 10000 yuan, how much interest is there a day? This is the most stable and the lowest income.

I wish you success!

Ok, this is my idea. I'm brother gang. Welcome to the comments. Thank you.

If 10000 yuan can buy a house with 10 square meter, then you can buy a house with 10 square meter as soon as possible and wait for the demolition. After the demolition, this 10 square meter house can at least replace a 40 square meter house.

Ten thousand dollars is not much, and renting a store to do a little business is not enough.

Just choose a light asset to do one thing. You can set up a stall in the night market to make a snack, sell cold drinks and sell small ornaments.

Or deposit it in banks, funds, balance treasures and stocks, so forget it. If you don't make money, you should post it.

You can also choose Internet entrepreneurship as a cross-border e-commerce.

Prepare a computer, a network cable, register an account of a cross-border store, and choose goods from domestic e-commerce platforms as the source of goods. At present, the epidemic situation in foreign countries is in an outbreak period, the market factories are closed, materials are scarce, and people are epidemic prevention at home. At this time, some daily necessities will have good sales.

I am also a practitioner in the cross-border e-commerce industry. I have run many stores, and the average monthly profit of each store is above 15000. Although it is not as big as selling, the input cost is low, which is a small gain.

In fact, no matter what you do, persistence and hard work are essential. There is no such thing as lying and making money. Only by continuous growth can you develop for a longer time.

I was bored last night and calculated an account.

The principal is 6,543,800 yuan, and the annual yield is% 654.38+ 05. After 654.38+00 years, it will become 400,000. The annual rate of return was% 20, 10, and it became 600,000 years later.

So if it were me, I would start learning financial management knowledge immediately. Although it is a bit unrealistic to achieve an annual rate of return of% 15, this is not a reason not to do it.

You don't need a long speech to let others tell you what to do. You need to find the right way to manage your finances.

I am a professional digital currency trader. If you want to know this, you can come to me. I wish you better and better.

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Recently, both the fund and the stock market are relatively good, so you can pay attention to it.