1. How to calculate the fund income?
1. Calculation method of subscription fund income. The calculation of income share is divided into external deduction method and internal deduction method.
2. Internal deduction method: share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
3. External deduction method: share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
4. At present, most fund companies use external deduction method. Because of the same subscription amount, the share of the external deduction method will be more, which is more beneficial to the fund holder.
You can calculate your daily profit in this way. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.
Second, is there any income from the fund's subscription on the same day?
1. There is no gain when the fund is bought on the same day.
2. Different types of funds have different income rules, and funds can be divided into ordinary funds, monetary funds and short-term financial management funds in the Mainland.
3. Mainland general funds refer to stock funds, index funds, hybrid funds and bond funds.
4. Mainland general funds: bought on T-day, and confirmed according to the net fund share on T-day. T+ 1 Return the confirmation result before 24: 00 p.m. When returning the result, update the fund and income synchronously, which means that the fund with T+ 1 trading mode will not generate income on the same day.
5. Monetary Fund: This money was bought before the afternoon of T day 15, and it began to generate income at T+ 1, and the income will be updated after the afternoon of the next trading day 15. The actual situation may be advanced or delayed, depending on the actual situation. The normal update time will not exceed 24 pm.
6. Buying money funds on the same day will not generate income, and users need to pay attention to the key time of 15 pm.
7. Short-term financial management fund: Buy before the afternoon of T day 15, and start to generate income at T+ 1. You can check the income for the first time after the afternoon of T+2 1.
8. Buying a short-term financial fund on the same day will also bring benefits. T-day refers to the fund trading day, that is, Monday to Friday excluding legal holidays and weekends, with the stock market as the boundary. Before 15 pm (excluding 15 pm) is t-day, and after 15 pm is T+ 1.