If the mortgage is not repaid, the consequences will be very serious. If the mortgage is really lost, the down payment, commission, taxes, agency fees and even maintenance funds will not be recovered. Including the monthly payment you have already paid, will not be recovered. The bank will also punish you, and the overdue penalty for mortgage is relatively high. The longer the mortgage is suspended, the higher the fine, and the more unfavorable it is to the buyers. If you breach the contract, it will be recorded in your bank credit information system and enjoyed by * * * *. In the future, your loans, handling credit cards, and even taking high-speed trains or airplanes may be affected to varying degrees. It's almost impossible to borrow money next time.