1. Debt financing: The most common is bank loans. But now the economic situation is bleak, and bank loans need full guarantee (mortgage, pledge and guarantee). For example, houses and cars are pledged to banks, and then shareholders can guarantee them. If the company can't make money, shareholders will pay them back.
2. Equity financing: Looking for investors to invest money in the company, the PE/VC that is often heard is the equity investor. Now everyone wants to go to the main board and the new third board, mainly for equity financing.
As far as I know, many companies give priority to debt financing. Of course, choosing what suits you is the most important thing.
Usually, there are five financing methods suitable for enterprises: equity financing, debt financing, bank loans, financial leasing and overseas financing.
Most enterprises adopt the first three financing methods, especially equity financing and bank loans. If you want to find something that suits you, it is recommended to choose equity financing. The advantages are: the threshold of required funds is low; Small financing risk; You can urge the company to improve its governance structure and management system, and you don't have to "pay back the money".
Among the financing platforms, Mingde Capital Ecosphere is more reliable. Not only do they make their own investments, but also have more than 2,400 cooperative fund resources, which are committed to helping small and medium-sized enterprises improve their business level and promote equity financing. If you are not sure which financing platform is reliable, it is recommended to try the Mingde Capital Ecosphere.
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