When simply considering the time of purchasing funds, it is best to choose continuous fund trading days, which are generally submitted before the fund trading day 15, and then confirmed on the next trading day; If the purchase application is submitted after 15, it is equivalent to buying on the next fund trading day, and the confirmation will be extended by one working day.
At the same time, the fund shares before 15 are calculated according to the net value of the fund on the current day, and the shares after 15 are calculated according to the net value of the next fund trading day. Finally, buy a fund to consider the stock market. Usually, when the stock market is in an upward trend, buying funds can get good returns, and when it is in a downward trend, the probability of buying losses will increase.
When buying a fund, you should choose the fund type according to your actual situation. For example, the money fund is suitable for short-term (current) investment; Bond funds are suitable for medium and long-term low-risk investments; Hybrid funds and equity funds are suitable for long-term fixed investment. Different funds face different risks when investing, and the more income, the greater the risk.
Users can choose different channels when purchasing funds, such as Alipay, Tian Tian Fund, Bank APP, official website, etc., but when purchasing funds, they can adopt the method of fixed investment, dilute the cost through long-term purchase, and then sell the funds for profit after they rise.
Finally, when buying a fund, we should have a comprehensive understanding of it, such as the buying or selling rate of the fund, the assets held by the fund, the fund manager and the dividends paid by the fund over the years. And then choose to buy when the fund's net worth is relatively low. If the fund is in the rising channel, don't hesitate to buy and hold it in time.