1. Security. Both Bank of Communications' demand wealth and WeChat change pass are money funds, which are low-risk and can basically guarantee the principal, and their security is still very high. In terms of platform, Bank of Communications is a bank product, and WeChat change is a WeChat product. Generally speaking, bank products may be slightly better, but both platforms are big platforms, which are trustworthy and have high security.
2. User experience Generally, WeChat is closely related to our life, and we use it almost every day. WeChat change is in WeChat, which is very convenient to use, while Bank of Communications' current account is in Bank of Communications app, which may not be as convenient to use as WeChat, so the user experience of WeChat is better.
3. Transfer-out quota The fast transfer-out quota of WeChat change pass is only 1, yuan per day, while Bank of Communications is rich in current demand, with a maximum of 4, yuan per day and a maximum of four contracts. In this way, Bank of Communications is better in current demand and has a higher transfer-out quota.
4. In consumption, both Bank of Communications Current Wealth and WeChat change pass support consumption, and there is not much difference in consumption.
5. Rate of return Next, let's take a look at the 7-day annualized rate and extremely high income (yuan) of Bank of Communications' current wealth and WeChat change pass in April 221 to make a comparison, so it will be clear at a glance. First of all, let's take a look at the 7-day annualized rate and ten thousand yuan (RMB) of Bank of Communications' current wealth, as shown in the following figure: We can see that WeChat and Bank of Communications' current wealth are both low-risk money fund products, and the income of WeChat is generally slightly higher than that of Bank of Communications' current wealth. However, the 7-day annualized rate and the extremely high income (yuan) are changing at any time, which only shows which income is higher now.