Funds are accessible to everyone and can be purchased on Alipay and WeChat, with much less risk than stocks. Many small white people who buy funds for the first time may have a question, that is, how can funds be bought to make money? Bian Xiao arranged the relevant contents as follows for reference only.

1. Identify excellent fund managers

Excellent fund managers have professional knowledge, can hold funds when the market goes up, and can also control their withdrawal well when it goes down.

2. Position management, and collect money when it is good.

Buy in batches, even if you buy at a high point, there is still money to reduce costs, which can balance costs and prevent the market from fluctuating greatly due to special factors. You can set a profit-taking line according to your risk tolerance and investment expectations. Redeem part of it at the profit point and reinvest it.

3. Fixed investment, risk diversification, making money.

Secondly, the simpler way is to make a fixed investment, which can spread risks. It is recommended to vote for stock funds, which are funds that invest in the stock market. Stock-based risk is high, but the expected return is also high. The net value of general equity funds will fluctuate with the market trend, so investing in equity funds should always pay attention to the trend of the whole securities market and the stock market.

4. Choose low-risk and low-yield funds.

Funds are a kind of long-term financial management, not as high-risk and high-yield as stocks, but not as low-risk and low-yield as bank deposit products. Generally, people with low risk tolerance want to make money by guaranteeing the bottom. Recommend bond funds and money funds.

Bond funds mainly invest in bonds. It is stipulated that more than 80% of fund assets should be invested in bonds. Compared with stock funds, the risk is lower and the income fluctuates relatively smoothly. Because bonds are fixed-income products, they have regular interest returns and promise to repay the principal and interest at maturity, but the yield is not high.

Monetary fund is an open-end fund, which is characterized by high security, good liquidity and stable income. Mainly national debt, financial debt and corporate debt. Generally, you can apply for redemption the next day, so money funds are very suitable for individuals who pursue low risk, high liquidity and stable income.

To sum up, the way to make money by buying funds is to identify excellent fund managers, followed by position management, and then make money when it is good, and then invest to diversify risks to make money or choose low-risk and low-yield funds.