Through the analysis of this matter, Bian Xiao found five aspects. First, the customer's ability was not evaluated according to the regulatory requirements. Second, the corresponding documents were not properly kept, so there was no way to provide all kinds of meeting minutes, even videos and other materials to the courts and regulatory authorities. Third, the staff did not mention the loss in the process of selling products, but only mentioned all kinds of compulsory dividends and returns, so it was an attractive way of fraud.
Fourth, the bank unilaterally failed to strictly implement all the requirements in the plan, so the fault of the bank is very obvious and very big, even if it does not obey the execution of the court judgment, it is useless. Fifth, banks only focus on promoting products, not implementing them, let alone performing their duties. So no matter from which aspect, banks are the main responsibility, but also bear the losses of men. However, the man's request is unreasonable. The principal of 654.38+0.3 million yuan can be returned, but the rate of return such as forced dividends is not practical.
Investment and financial management is a normal aspect of life, but we should also pay attention to other major events, otherwise we will lose a lot. In addition, don't be attracted by what the staff said, but also consider the problem of loss. After all, the loss phenomenon is more important than the rate of return, and it can also let everyone know all aspects of this product. At this time, they can make judgments and choices through their own subjective wishes.