Legal analysis: 1. Basic pension = (average salary of employees in this city in the previous year + my indexed average monthly salary) ÷ 2 × payment period (including deemed payment period) × 1%; 2. Personal account pension = individual

Account storage amount ÷ number of payment months; 3. Transitional pension = my indexed average monthly salary × number of years of payment before the account is established × 1.3%.

The calculation method of basic pension mainly includes two major indicators.

The first indicator is the average social salary of local employees in the previous year at the time of retirement.

This indicator is generally relatively fixed. As long as all insured persons in the same coordinating area retire in the same year, this value will not change. It is a fixed value. However, if it spans across coordinating areas, this value will change.

Changes will occur.

For example, in the same territory of Guangdong, the values ??for retirement in Shenzhen and retirement in Guangzhou are completely different. The coordinating area I am talking about here is basically calculated based on cities above the prefecture level, but in Beijing and Tianjin

No matter which district or county you apply for retirement in the four municipalities directly under the Central Government, Shanghai, and Chongqing, they are all in the same coordinating area.

The second indicator is the average individual contribution index salary.

This average payment index salary is actually the average of the annual payment index. Then the average payment index salary is actually the payment base finally determined based on the payment index. This is mainly reflected in the payment of flexible employment personnel. The employees on the job of the unit,

In addition to referring to the high and low lines of the social average salary, it is generally regarded as 100% contribution and payment index.

Legal basis: Article 26 of the "Social Insurance Law of the People's Republic of China" The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 27 If an individual who participates in the basic medical insurance for employees reaches the legal retirement age and has paid cumulative contributions for the number of years specified by the state, he will no longer pay basic medical insurance premiums after retirement and will enjoy basic medical insurance benefits in accordance with the regulations of the state;

Yes, you can pay until the number of years specified by the state.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

The social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in other places to facilitate insured persons to enjoy basic medical insurance benefits.

Article 30 The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) Those that should be paid from the work-related injury insurance fund; (2) Those that should be borne by a third party; (3) Those that should be borne by the public health department

; (4) Seeking medical treatment abroad.

Medical expenses should be borne by a third party in accordance with the law. If the third party fails to pay or the third party cannot be identified, the basic medical insurance fund shall pay first.

After the basic medical insurance fund has paid in advance, it has the right to recover compensation from the third party.