Recently, the debt base has fallen sharply, and many investors lament that they have lost all the money they earned in a few months and have to pay it back. Do you know that the debt base will fall? Will it keep falling?

Will the debt base continue to decline?

The debt base is currently in a period of fluctuation, and it is more likely to continue to fall in the future. As we all know, debt base is a kind of fund that mainly invests in bond products. Recently, the bond market has plummeted and bonds have also fallen. Therefore, funds or wealth management products whose investment products are mainly bonds naturally fall.

The decline in the bond market is affected by the rise in the yield of ten-year government bonds. Generally speaking, the debt base is inversely proportional to the market interest rate. Interest rates went public, bond prices fell, and bond funds performed poorly.

In addition, as the market began to trade the expectation of economic recovery, the demand for funds began to increase, and the decrease in the supply of funds in the market would lead to an increase in interest rates, while the increase in interest rates would lead to a decrease in bond prices. Moreover, since the end of June at 5438+00, the liquidity between banks is tightening, and the currency is not as loose as before. Therefore, the cost performance of debt-based investment is declining.

Many investors who have invested in the debt base for a long time must know that the debt base has been rising in the past two years, and it is currently in a higher position, and the pressure to continue to rise is also greater. Of course, as a kind of capital allocation, debt base is mainly used to spread risks, so investors need not worry too much. After all, debt-based income = bond price increase income+bond interest income. As long as investors hold it for a long time, the yield of bond interest rate may offset the rise and fall of bond price.