Fixed investment is actually an investment strategy. The biggest advantage of this investment strategy is to dilute the cost and grasp the timing of layout. The best start time of fixed investment is in the early stage of fund decline.
This is because at the beginning of the decline, when you started buying, the assets in your account were still very small. For example, if you only have 3,000 yuan, and you buy 600 shares, and the weak funds keep falling, then you can buy more shares for the same 3,000 yuan, for example, 660 shares. By analogy, the more the fund falls, the more stocks you buy. Most importantly, the assets in your account are also increasing. For example, if you reach 50,000 yuan, the one-day fluctuation of the market will have a greater and greater impact on your account income. If you accumulate enough shares during the downturn, you can make more money when the fund reverses and rises in the future.
But how do most people lose money by investing in fixed investment?
If you stop the fixed investment when the fund makes a fixed investment, then you will only make a fixed investment when the fund rises, that is, every time you buy the same money you spend, your share becomes smaller and your cost keeps rising. The end result is that the longer you buy it, the bigger your assets will become. If the fund turns from rising to falling, you may lose all the money you earned before.
Therefore, it is not that the fund does not make money, but that it has not responded to the fund selection and fixed investment methods.