Now more and more college students are buying funds, because funds are invested by fund managers, who have solid professional knowledge and rich trading experience. There are many types of funds, which are less risky to buy, saving time and effort. Everyone can choose the type of investment fund according to their own preferences, so how to calculate the income of the fund's fixed investment? What is the fixed investment of the fund? Let's analyze it for everyone:

How to calculate the fund's fixed investment income?

The calculation formula is: the income from fixed investment of the fund = (net fund value-average cost) × holding share, where average cost = total investment/total share, and fixed investment share = fixed investment amount/net fund value.

For example:

For example, Xiao Wang buys a fund of 10,000 yuan every month on 1 0, and makes a fixed investment for 2 months. The net value of the fund at the time of redemption is 1.5 yuan. The net fund value in the first month is 1 yuan, and the net fund value in the second month is 2 yuan. Then when the net value of the fund is 1.5 yuan, the income is (excluding the handling fee):

Holding share =1000/1+1000/2 =1500 yuan average cost =2000/ 1500= 1.3.

So the income = (1.5-1.3) *1500 =1800 yuan.

Because the fixed investment of the fund is bought in bulk every time, and the net value of the fund is different every time, it is best for investors to calculate the income according to the average cost.

What is the fixed investment of the fund?

The fixed investment of the fund is to buy the fund in batches at a fixed time and a certain amount, mainly through the platform to confirm the purchase share and the fixed investment time each time to ensure that the deduction amount is sufficient. After time, the system will automatically deduct the investment.

The advantages of the fund's fixed investment are:

1, regardless of time

Fund fixed investment is a relatively long-term investment product, and investors do not need to pay attention to market prices when entering the market.

Step 2 spread the risk

The fixed investment of the fund is a batch investment, and the cost of each investment is different, high or low. For a long time, the cost has been well averaged, reducing and dispersing investment risks.

3. Convenient procedures

When making a fixed investment, investors only need to set the time and amount of the fixed investment for the first time, and then they will automatically deduct the investment at the specified time, as long as the deducted bank card has sufficient funds.