Is OTC fund better or OTC fund better?
1 In terms of purchasing channels, OTC funds are relatively wide and convenient to purchase, as long as they are registered on the corresponding platform, while OTC funds need to be listed on the exchange and purchased through stock accounts, but many investors have not opened securities accounts.
2 In terms of transaction rates, on-site funds have more advantages. Many OTC funds need to charge a subscription fee of 1.5%, but the subscription fee for OTC funds is generally 25,000 yuan of the subscription amount, which is less than that in 5 yuan and charged in 5 yuan.
From the investment threshold, the subscription threshold of OTC funds is lower than that of OTC funds. Generally, the subscription threshold for OTC monetary funds is 0. 1 yuan, for other types of funds, 10 yuan, and the minimum for OTC funds is 100 yuan.
4 From the time when the funds arrive, the on-site funds are faster, and the off-site funds generally take T+2 days, but the on-site funds can be used when they are sold.
It can be seen that on-site funds and off-site funds have their own advantages and disadvantages, and it is impossible to simply explain which one is better. There are also some funds in the market that can be purchased on-site and off-site, which can take into account the advantages of both.