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Now the salary is too low, and you can only save five or six hundred dollars a month. Can you use this money to buy some funds to manage your finances?
Hello, landlord, I am also very depressed about the current price. If everything goes up, my salary will not go up. It costs 8 yuan to buy 4 oranges. Alas, financial management is very important. From this point of view, the landlord's consciousness is still quite high! Here are my suggestions:

1. First of all, buying a fund depends on your risk tolerance type. If you can bear great risks, I suggest you buy indexes and stock funds, which are risky and have high returns; If the endurance is average, it is recommended to buy a stable type; If you can't take risks, buy money funds and bond funds, but there is no income. However, if the fund makes a fixed investment, it is recommended to choose a high-risk type, because the fixed investment itself can spread risks.

2. Secondly, when choosing a fund, we should use a professional eye. Generally, fund companies that have experienced bull and bear markets have rich experience. I recommend you to buy products from Huaxia and Yifangda, and companies such as Huitianfu, Yin Hua, Rongtong and Huashang are also good.

3. So, summarize the above two points. You can choose the index and equity fund products of Huaxia and E Fund Company, such as Huaxia CSI 300, E Fund's positive growth and E Fund's value selection. I personally trust Huaxia and Yifangda the most.

4. Your fixed investment in 500 yuan can be divided into two situations:

* If you have a high risk tolerance, it is recommended to invest in all index funds. You can choose Huaxia CSI 300 or Yifangda CSI 300.

* If your risk tolerance is slightly low, it is recommended to choose the combination of index fund and mixed/stable/growth fund, with index fund investing in 200 yuan and mixed/stable/growth fund investing in 300 yuan. For example, the combination of Huaxia Shen Hu 300+ Huaxia Return or Huaxia Return 2. China Shanghai and Shenzhen 300 is invested by 200 yuan, and China Return or China Return No.2 is invested by 300 yuan. Of course, you can also choose the combination of E Fund's Shanghai and Shenzhen 300+ E Fund's steady growth, or you can choose a cross-company hybrid fund.

4. The advantage of fixed fund investment is to spread risks, so it is appropriate to start fixed investment at any time. In addition, no matter whether the market is up or down, as long as the market is still changing, there will be opportunities. Good stocks can also make money in bad markets, and bad stocks will still lose money in bull markets, so don't care too much about the market trend and stick to fixed investment.

5. In which bank did you buy it? I have several suggestions:

1) Where can I buy a salary card? Go to the counter.

2) If you have a ready-made stock account now, you can buy it with the stock account and operate it through the securities account.

3) If you have online banking service in online banking, you can buy it in that bank and operate through online banking. Here I recommend the smart fund investment of China Merchants Bank, which is quite easy to use. I personally voted through China Merchants Bank's online banking, and Shenzhen Stock Exchange's is 100.

4) If you have online banking, you can also buy it directly from the fund company.

Because, if you invest a small amount every month, the handling fee is actually not much different. If it is convenient, you can buy it from any channel.

If my answer helps you, please accept it. Thank you:)