The fund is an investment tool, and investors can gain income by purchasing fund shares. In the process of investing in funds, investors can choose different types of funds according to their own needs, such as stock funds, bond funds and money funds. When investors want to redeem the fund, many people will have a question, why can't the redeemed fund be returned to the bank account where the fund was sold?

First of all, we need to understand the structure of the fund. Funds are issued by fund companies, and investors participate in the investment of funds by purchasing fund shares. The assets of the fund are managed by the fund manager, and the investment income is also distributed by the fund manager. When an investor wants to redeem the fund, the fund company will redeem it according to the share held by the investor and transfer the redeemed funds to the investor's bank account.

Then why can't the redeemed fund be directly returned to the bank account sold by the fund? This is because the investment structure of the fund determines that the redemption operation of the fund can only be redeemed to the investor's bank account, but not directly returned to the bank account where the fund was sold.

Secondly, the fund's redemption operation needs liquidation, which is one of the reasons why redemption cannot return to the fund's selling bank account. The liquidation of the fund refers to the valuation of all the assets in the fund, the sale of the assets after the valuation, and then the distribution of the funds sold to investors. In the process of liquidation, the fund company needs to sell all the assets in the fund, so the redeemed funds can only be returned to the investor's bank account.

Finally, the fund's redemption operation involves the fund's share, which is one of the reasons why redemption cannot be returned to the bank account where the fund was sold. Fund share is the evidence for investors to participate in fund investment. When investors buy a fund, the fund company will manage the investment according to the purchased share. When an investor wants to redeem the fund, the fund company will redeem it according to the share held by the investor and transfer the redeemed funds to the investor's bank account. Therefore, the redeemed funds can only be returned to the investor's bank account, but not directly to the bank account where the fund was sold.

To sum up, it is determined by the investment structure of the fund, the liquidation of the redemption operation and the fund share that the redeemed fund cannot be returned to the bank account sold by the fund. When investing in funds, investors need to know the investment structure and redemption rules of funds in order to make better investments. At the same time, investors should also choose fund products that meet their own needs and risk tolerance, improve investment returns and reduce investment risks.