After the establishment of the enterprise annuity system, each employee has his own special account. The account is divided into three sub-accounts: the accumulated amount of individual payment sub-account and historical payment sub-account and their investment income belong to employees; The accumulated amount of the enterprise payment sub-account is different from its investment income, and the following situations belong to employees:
(1) Under any of the following circumstances, the rights and interests shall be owned by the individual:?
-reaching the statutory retirement age stipulated by the state and going through retirement procedures; ?
-Being unable to work due to illness (disability) and retiring early; ?
-Died in the line of duty; ?
-going abroad to settle down; ?
-Termination of labor relations with employees due to business reasons such as enterprise restructuring. ?
(2) In any of the following circumstances, the rights and interests do not belong to individuals at all:
-The employee resigns or leaves the company without consultation with the unit; ?
-The labor contract is terminated or dissolved by the enterprise according to the provisions of the Measures for Rewarding and Punishing Employees of Beijing Post Company (Trial). ?
(III) Where an enterprise and its employees reach an agreement to terminate the labor relationship, with the approval of the municipal company, the proportion of rights and interests shall be determined according to the actual payment period of the employees since the date of termination of the labor relationship and their participation in the enterprise annuity plan according to the following criteria:
-If the payment period is less than 5 years, the ownership ratio is zero; If the payment period is over 5 years and less than 6 years, the ownership ratio is 50%; If the payment period is over 6 years and less than 7 years, the ownership ratio is 60%; If the payment period is over 7 years and less than 8 years, the ownership ratio is 70%; If the payment period is over 8 years and less than 9 years, the ownership ratio is 80%; If the payment period is over 9 years but less than 10 years, the ownership ratio is 90%; If the payment period exceeds 10 years or more, the ownership ratio is 100%. ?
What should I do if I leave my job after joining the enterprise annuity? ?
When an employee changes his work unit and participates in the enterprise annuity plan of the new unit, the funds accumulated in his personal annuity account can be transferred accordingly. If the employee does not implement the annuity system during the period of further education, joining the army, unemployment or new employment, the personal account shall be kept in the original unit and transferred when conditions permit. If you still do not meet the transfer conditions or other available conditions when you retire, Beijing Post will approve the payment of enterprise annuity benefits. After the personal account is reserved, the employee shall bear all the management expenses by himself. ?
How to inquire about enterprise annuity? The simplest and most direct way is to query personal accounts through the enterprise annuity website system. So what information can an enterprise annuity query personal account query? Everyone's insurance network will introduce you in this article.
Enterprise annuity inquiry personal account
Enterprise annuity can query personal accounts, including personal basic information, planning information, account balance, payment information, income information, payment information, account equity change, historical equity change, investment, statement, customer service, opening status, SMS service, electronic statement service, personal password modification, survey opinion form, etc. You can find the above information after entering the personal account of enterprise annuity. Let's give you a detailed introduction.
1. Personal Basic Information
Including employee number, employee name, certificate type, certificate number, date of birth, employment date, payment base, mobile phone, e-mail, contact address, postal code, bank name and account number.
2. Planning information
Including enterprise name, plan code, plan name, trustee, custodian, account manager, investment manager, portfolio code, portfolio name and date of participation in the plan.
3. Account balance
You can query the account balance of enterprise annuity, enterprise account balance and personal account balance.
4. Payment information
You can query the enterprise payment amount, individual payment amount and payment date of enterprise annuity.
5. Income inquiry
The enterprise annuity is invested by the bank, and the annuity holder can get some income. In the column of income inquiry, consumers can inquire about the investment and specific income of their annuities.
The above five items are frequently inquired columns in personal account inquiry of enterprise annuity. In addition, you can also query information such as equity changes and statements in the personal account queried by enterprise annuity.