Raising interest rates should be considered from two aspects. First, in terms of the value of the creditor's right itself, the investment value of the bond is due to the high interest income it must deposit. If the interest rate is raised, the investment value will drop and the price will drop, which is not good for bond funds.

In addition, raising interest rates may change the flow of other funds, which is a monetary policy to tighten monetary policy. It makes the funds in the market return to the bank, which makes the funds relatively tight and is not good for the investment market.

But from another point of view, the investment income of bond funds is relatively fixed, and 7-8% can be guaranteed to be higher than the fixed deposit when the years are bad, so we should consider the long-term and don't blindly redeem the fund.