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Why use spare money to buy funds?
It's not that China people don't like to save money, but that they find that the more they save, the less they save, and finally they can't beat inflation. So under such circumstances, more and more people choose financial management. Some people choose funds, others choose stocks, and everyone's choice is different.

The previous generation who loved saving money, among our parents and the older generation, people preferred saving money. Because only money can give you a sense of security, and because money is hard to come by, only saving money can make your life worry-free. Everyone likes to save money, and nothing can replace the satisfaction of watching the number in the bank keep rising and watching more and more money hidden in his home.

The generation that chooses financial management likes to save money, but this generation spends more. Because I haven't suffered too much since I was a child, I don't feel that money is urgent. But this generation will spend money and make money, and they also know clearly that if they only spend money and don't make money, they can only rest with empty pockets. Therefore, this generation prefers Qian Shengqian, hoping that it can become a chicken laying eggs when it has spare money. Although I also considered saving money in the bank and time deposit, I was rejected one by one in the end. It is obviously inappropriate to put money in the bank or in your hand now, which will only make money depreciate rapidly. Even inflation can't run away, so this generation will be more keen on financial management.

Several different ways of managing money Now people choose different ways of managing money. Some people choose to buy a house to increase their inherent assets. Some people choose funds, thinking that funds can outperform inflation, and in the long run, the probability of losing money is generally small, and security is also the first choice for people to consider. Others choose stocks, thinking that stocks can make money quickly. As long as they have vision, it is not impossible to get rich overnight. In fact, everyone has his own choice, no matter which one he chooses, as long as he can bear the possible risks. Of course, if it is me, I can only bear the risk of the fund, so I choose the fund.