Buying a fund requires selling a handling fee, which is generally related to the holding time. Some novice investors want to hold the fund for a short time when they buy the fund, but they want to calculate the handling fee to see if it is worth it.
In fact, how to sell the fund within seven days depends on the subscription amount. The purchase amount is different and the result is different, so I will explain it to you in the form of examples.
Generally, the handling fee for selling a fund within seven days is 1.5%. Let's give a simple example: suppose an investor bought a fund of 1 000 yuan, but the fund was sold after six days, that is, less than seven days. If the fund stipulates that the handling fee for selling a fund within seven days is 1.5%, then the handling fee is 1, 000 * 65438.
If the subscription amount is relatively large, it is not enough for an investor to buy a fund of 10000 yuan, but the fund is sold after six days. If the fund stipulates that the selling fee for less than seven days is 1.5%, then the handling fee is10000 *1.5% =158.
It can be seen that it is not cost-effective to sell the fund in less than seven days. If the amount is more, the selling fee will also increase, but if the fund has a higher increase, it is also possible to offset the fee.
For example, suppose an investor buys a fund with a price of 1 0,000 yuan and holds it for six days, and the fund increases by 10%, then the money earned is 1 0,000 *10% =100 yuan, and then
However, if the fund is held for six days, the fund will increase by 10%, which is a relatively high situation. General funds rarely have the possibility of such a high increase. Then if it falls by%, it will lose 100 yuan, and it is even more uneconomical to pay the redemption fee. When buying funds, long-term holding can reduce certain expenses, and secondly, it can average the risks brought by short-term fluctuations.