Handling fund automatic subscription and redemption through ICBC's "Litianli" account wealth management business requires handling fees. The charging method and rate standard shall be subject to the relevant announcement of open-end fund products issued by the fund manager.

"Litianli" account wealth management business is to connect customers' current savings deposits with low-risk funds such as money market and short-term debt and our wealth management products to provide customers with effective cash management and investment management. On the one hand, the "Litianli" account wealth management business automatically subscribes idle funds from customers' multiple current accounts to the money market, short-term creditor funds and our wealth management products designated by customers, which is expected to obtain investment income exceeding the interest of current savings and realize the effective appreciation of idle funds; On the other hand, when the customer's current account needs funds, the "Litianli" account wealth management business can automatically redeem the money market, short-term debt funds and our wealth management products, ensuring the timely use of the customer's funds and facilitating cash management.