As a kind of investment and financial management method that the public pays more attention to now, many investors will not only invest in one fund, but will choose a variety of funds according to their actual needs, and put the funds in different funds to spread the risks. So how to match the fund portfolio to avoid risks as much as possible and get as much income as possible?

How to purchase a fund portfolio to realize rational allocation?

There are many kinds of funds, and investors also have different investment needs. The key is to match the actual needs of investors with the characteristics of fund types, and then build your own fund portfolio, which can be matched from the following angles:

1 Look at risk tolerance

There are money funds, bond funds, hybrid funds and stock funds, and the risk coefficient rises in turn. When choosing a fund, you can choose according to your own capital demand and cross-risk level to match funds with different risk levels. If investors value the overall stability of the fund portfolio, they can use a low-risk money fund, a pure debt fund and a medium-to-high-risk partial stock hybrid fund to make the overall fund portfolio achieve the effect of risk neutralization.

2 Look at the fund investment industry

Investors can balance the investment fund portfolio of multiple industries and avoid the high proportion of a single industry in the portfolio. Balanced allocation is also conducive to grasping opportunities in more industries.

3 Look at the market

Investors can pay attention to funds in different markets such as A shares and H shares, and further enrich the types of assets allocated by paying attention to investment opportunities in other markets.

Because there are many types of funds, the investment fields and targets are different. If you match the right fund portfolio, the key is to choose the right number of funds, and then allocate different funds in different types, fields and themes according to your risk tolerance, so as to spread risks and seek higher returns.